{"id":1354,"date":"2024-12-08T13:09:19","date_gmt":"2024-12-08T13:09:19","guid":{"rendered":"https:\/\/wp.purpldiscounts.com\/?p=1354"},"modified":"2025-11-07T17:51:06","modified_gmt":"2025-11-07T17:51:06","slug":"how-to-save-money-if-you-live-with-a-disability-in-the-uk","status":"publish","type":"post","link":"https:\/\/wp.purpldiscounts.com\/how-to-save-money-if-you-live-with-a-disability-in-the-uk\/","title":{"rendered":"How to Save Money if you Live with a Disability in the UK"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Hi, I\u2019m Georgina, founder of Purpl Disabled Discounts. As someone passionate about helping the disabled community, I understand how daunting it can be to navigate the financial challenges that come with living with a disability. From managing day-to-day costs to finding support and resources, there\u2019s so much to juggle. There is plenty of free stuff for disabled adults in the UK. It&#8217;s just knowing where to look. That\u2019s why I\u2019ve put together this guide to help you save money and access the support you deserve.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We already know that living with a disability can come with extra costs, but there are countless opportunities to save money, access free resources, and benefit from the UK\u2019s support systems. From <a href=\"http:\/\/PIP Discounts and Freebies 2025: Maximise Savings with your PIP Benefits\">PIP discounts<\/a> to Blue Badge discounts and disability discount cards, here\u2019s everything you need to know to maximise your savings and find the best discounts for disabled adults.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"720\" src=\"https:\/\/wp.purpldiscounts.com\/wp-content\/uploads\/2024\/12\/Georgina-and-Bella.png\" alt=\"Georgina in her garden sat on a chair with her yellow labrador posing next to her.\" class=\"wp-image-1363\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>In this Article<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#save\">How to Save Money if You&#8217;re Disabled<\/a><\/li>\n\n\n\n<li><a href=\"#consumer\">Understanding Consumer Rights for Disabled Individuals<\/a><\/li>\n\n\n\n<li><a href=\"#finance\">Financial Advice for Disabled Individuals<\/a><\/li>\n\n\n\n<li><a href=\"#explore\">Exploring Disability Discounts in the UK<\/a><\/li>\n\n\n\n<li><a href=\"#benefits\">Benefits Available for Disabled Individual<\/a><\/li>\n\n\n\n<li><a href=\"#vat\">VAT Exemptions for Disabled People<\/a><\/li>\n\n\n\n<li><a href=\"#banking\">Accessible Banking Services for Disabled Customers<\/a><\/li>\n\n\n\n<li><a href=\"#grants\">Understanding Disabled Facilities Grants<\/a><\/li>\n\n\n\n<li><a href=\"#warm\">Warm Home Discount Scheme Eligibility<\/a><\/li>\n\n\n\n<li><a href=\"#car\">Car Tax Savings for Disabled People<\/a><\/li>\n\n\n\n<li><a href=\"#motability\">Everything You Need to Know About the Motability Scheme<\/a><\/li>\n\n\n\n<li><a href=\"#freeresources\">Free Resources and Services for Disabled People in the UK<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"save\"><strong>How to Save Money if You\u2019re Disabled<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Saving money isn\u2019t always about big changes, sometimes it\u2019s the little things that add up. Here are some everyday strategies that can help reduce costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Practical Tips for Everyday Savings for Disabled People<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Energy Bills<\/strong>: If you rely on extra heating or power due to your condition, speak to your energy supplier. Some offer disability-friendly tariffs or free energy-saving devices for disabled people. Or you could switch to someone like Utility Warehouse (UW) and combine your utilities into one monthly payment to reduce costs. Plus the UW cash-back card means every time you use it to pay for items you are reducing your monthly bill. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.purpldiscounts.com\/brand\/utility-warehouse\">You can sign up for UW through Purpl<\/a>, please note that whilst utility companies can&#8217;t give discounts by going through Purpl you will help us support our growth and ability to give back to the disabled community.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Public Transport<\/strong>: You can apply for a <a href=\"https:\/\/www.purpldiscounts.com\/blog\/disabled-persons-railcard\">Disabled Persons Railcard<\/a> to save up to one-third on train fares. Local councils often provide free or reduced bus passes known as a disabled person&#8217;s bus pass. Each council has its own rules around this, so you will need to find out for your own county. Please visit the <a href=\"https:\/\/www.gov.uk\/apply-for-disabled-bus-pass\">Government website<\/a> which will provide you with more information and the ability to find your local council through their search function.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Shop Savvy<\/strong>: <a href=\"https:\/\/www.purpldiscounts.com\/join-purpl\">Sign up to Purpl disabled discounts<\/a> and keep an eye out for your favourite retailers offering discounts as well as discovering a range of discounts for disabled people on mobility aids, adaptive tech, or even clothing tailored for disabled individuals. Our website is still new and we are working hard to get you more and more exclusive discounts. If you haven\u2019t signed up yet Purpl it is a great way to get discounts you can use your disability benefit letters, blue badge or one of our other accepted documents to gain access to our discounts and offers.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>You can use the Utility Warehouse cash-back card with our Purpl disabled discount offers and save even more money<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Charities<\/strong>: Organisations like <a href=\"https:\/\/www.scope.org.uk\/\">Scope<\/a> and <a href=\"https:\/\/www.disabilityrightsuk.org\/\">Disability Rights UK<\/a> are fantastic for offering advice, funding for essential equipment, and support with accessing benefits. Purpl is working hard to ensure we have the right content to direct you to these types of organisations so you can get extra support. <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>When you spend money through using Purpl discount codes you are actually helping us to give back to Disabled Charities in the UK.<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Even though it&#8217;s early days for Purpl, we are delighted that our first charity partner is <a href=\"https:\/\/www.spinal.co.uk\/\">Spinal Injuries Association<\/a>, you can read our <a href=\"https:\/\/www.purpldiscounts.com\/blog\/purpls-first-charity-partnership-spinal-injuries-association\">article<\/a> about how we are working with them to help our disabled community.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Local Services<\/strong>: Many councils offer subsidised leisure activities, like gym memberships or swimming sessions, which can boost both health and happiness. Just do a search for your local area or call your local <a href=\"https:\/\/www.citizensadvice.org.uk\/\">Citizens Advice<\/a> centre and they can direct you to local places that will offer you either a disabled discount or a free carer\u2019s place.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"consumer\"><strong>Understanding Consumer Rights for Disabled Individuals<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Knowing your rights as a consumer can save you money and prevent unfair treatment. The Equality Act 2010 protects disabled individuals in the UK, ensuring equal access to services, goods, and facilities. We know that accessibility isn\u2019t always as it should be and it can be extremely frustrating, so make sure you give feedback so that businesses can learn and adapt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Your Rights as a Disabled Consumer<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reasonable Adjustments<\/strong>: Businesses must make adjustments like ramps or accessible formats to accommodate disabled customers.<\/li>\n\n\n\n<li><strong>Avoiding Overcharges<\/strong>: If you\u2019re charged extra because a service isn\u2019t accessible, you can challenge it.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Standing Up for Your Rights<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you experience discrimination, document the incident and contact organisations like the <a href=\"https:\/\/www.equalityadvisoryservice.com\/\">Equality Advisory and Support Service<\/a> (EASS) for advice. Knowing you have the law on your side can be empowering!<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"finance\"><strong>Financial Advice for Disabled Individuals<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Getting on top of your finances is key to building independence and security. Here are some ideas on how to make the most of your money:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Budgeting and Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use tools like budgeting apps to track spending and identify where you can save. Purpl have recently partnered with <a href=\"https:\/\/www.purpldiscounts.com\/brand\/emma-app\">Emma App<\/a>, the perfect tool to help you with budgeting. Our Purpl disabled discount means you can get a 30 day free trial and then 30% off your plan if you decide it will be beneficial to your life.<\/li>\n\n\n\n<li>Check that you\u2019re receiving all the disability benefits you\u2019re entitled to, like Personal Independence Payment (PIP) or Disability Living Allowance (DLA) if you have disabled children under the age of 16. There are other benefits like Employment Support Allowance (ESA) for those who can&#8217;t work due to their disability or can only work reduced hours. If you are still struggling financially you can also apply for Universal Credit. You can use the Government <a href=\"https:\/\/www.gov.uk\/benefits-calculators\">benefits calculator<\/a> to see which benefits you may be entitled to receive.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>You can work and claim PIP disability benefit. Personal Independence Payment has nothing to do with income, it is money to help reduce the financial burden of living with a disability.<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Professional Support<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There are financial advisors who specialise in working with disabled people. They can help you plan for the future, whether it\u2019s saving for a big purchase or understanding your benefit entitlements. Organisations like <a href=\"https:\/\/www.turn2us.org.uk\/\">Turn2us<\/a> offer free resources to help you get started. You can also use our Purpl <a href=\"https:\/\/www.purpldiscounts.com\/benefits-calculator\">Benefits Calculator<\/a> powered by Turn2us to see what you might be entitled to.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"explore\"><strong>Exploring Disability Discounts in the UK<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At Purpl, we\u2019re all about helping you find and make the most of discounts. I really want to help my community save money and make a real difference to their day to day life, these discounts for disabled people aren&#8217;t always easy to find. Below are some great discounts that you can access, we didn&#8217;t ask to be disabled, so let&#8217;s face it there has to be some perks to make things a little easier for us.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/wp.purpldiscounts.com\/wp-content\/uploads\/2024\/12\/How-to-Save-Money-if-You-Live-with-a-Disability-in-the-UK-Image-1.png\" alt=\"Man holding a pink piggy bank, symbolising saving money with effective budgeting.\" class=\"wp-image-1356\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Travel Discounts for Disabled People<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Travel by Train:<\/strong> disabled people can get a third off train fares for you and another person with the&nbsp;Disabled Persons Railcard, you can find out more in our article <a href=\"http:\/\/How to Apply for Disabled Person\u2019s Railcard\">how to apply for a disabled persons railcard<\/a>.<br><\/li>\n\n\n\n<li><strong>Travel by Bus: <\/strong>disabled people can get free or discounted bus travel with a&nbsp;disabled person\u2019s bus pass, these are different for each country. It is also managed by each local council so you will need to find out what the requirements are for obtaining one in your area. You can read our full article which gives you more <a href=\"http:\/\/How to Apply for a Disabled Bus Pass and Enjoy the Benefits of Accessible Travel\">information about disabled bus passes<\/a>.\n<ul class=\"wp-block-list\">\n<li>Apply for a <a href=\"https:\/\/www.gov.uk\/apply-for-disabled-bus-pass\">disabled bus pass for England<\/a><\/li>\n\n\n\n<li>Apply for a <a href=\"https:\/\/www.mygov.scot\/disabled-bus-pass\">disabled bus pass for Scotland<\/a><\/li>\n\n\n\n<li>Apply for a <a href=\"https:\/\/www.gov.wales\/apply-bus-pass\">disabled bus pass for Wales<\/a><\/li>\n\n\n\n<li>Apply for a <a href=\"https:\/\/www.nidirect.gov.uk\/information-and-services\/bus-and-coach-travel\/free-bus-travel-and-concessions\">disabled bus pass for Northern Ireland<\/a><br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Travel by Ferry:<\/strong> some ferry companies will offer discounts for disabled people\n<ul class=\"wp-block-list\">\n<li>Wight Link Ferries &#8211; <a href=\"https:\/\/www.wightlink.co.uk\/special-offers\/blue-badge-discounts\">offer blue badge discounts and disabled bus pass discounts<\/a> check their website for more details<\/li>\n\n\n\n<li>Red Funnel Ferries &#8211; offer 25% off for disabled people, check their <a href=\"https:\/\/www.redfunnel.co.uk\/special-offers\/disabled-persons-discount\">website<\/a> for more details<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Travel in London: <\/strong>disabled people may be entitled to free travel if they live in London with a&nbsp;<a href=\"https:\/\/www.londoncouncils.gov.uk\/services\/freedom-pass\/disabled-persons-freedom-pass\">Freedom Pass<\/a>.<\/li>\n\n\n\n<li><strong>Travel by Coach<\/strong>: National Express have a Disabled Coachcard that gives you 1\/3 off the price of coach tickets. The Disabled Coachcard is \u00a315, Plus \u00a33 postage and packaging. When you book a ticket make sure you check the Coachcard box and don&#8217;t forget to carry your Coachcard with you whenever you travel, along with your ticket. To apply, <a href=\"https:\/\/www.nationalexpress.com\/en\/offers\/coachcards\/disabled\" target=\"_blank\" rel=\"noreferrer noopener\">head to the National Express website here.<\/a> \n<ul class=\"wp-block-list\">\n<li>Save 1\/3 on Standard and Fully Flexible fares, even at peak times. <\/li>\n\n\n\n<li>Enjoy \u00a315 mid-week day returns on Tuesdays, Wednesdays and Thursdays.<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Toll Charges:<\/strong> you may be entitled to discounted toll charges for some places, you can find out more on our Purpl article about <a href=\"http:\/\/Toll Concessions for Disabled Drivers: How to Save on River Crossings, Bridges, and Tunnels\">toll charge exemptions<\/a>.<\/li>\n\n\n\n<li><strong>Subsidised Taxi Fares<\/strong>: Some taxi firms offer accessible services, and some councils even subsidise fares. Your local authority might offer a scheme to help with taxi costs if you have a disability. The type of support you can get depends on where you live. Different councils or authorities may offer different benefits, so it\u2019s important to check with them. \n<ul class=\"wp-block-list\">\n<li>To find out whether your council offers a taxi scheme and whether you would be eligible for it,&nbsp;<a href=\"https:\/\/www.gov.uk\/find-local-council\" target=\"_blank\" rel=\"noreferrer noopener\">contact your local authority<\/a>. <\/li>\n\n\n\n<li>In London, this is called the TaxiCard, applications vary by borough but you can go to the <a href=\"https:\/\/www.londoncouncils.gov.uk\/services\/taxicard\" target=\"_blank\" rel=\"noreferrer noopener\">London Councils website for more information.<\/a><br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Leisure and Entertainment Disability Discounts&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cinema<\/strong> &#8211; many cinemas like Vue, Cineworld and Odeon offer free tickets for carers. You can purchase a CEA card which enables you to book your free carer seat online or when you buy tickets in person. Find out more in our Purpl article <a href=\"http:\/\/The CEA Card: Benefits For Disabled People &amp; Free Cinema Tickets\">how to apply for a CEA card<\/a>.<br><\/li>\n\n\n\n<li><strong>Days Out<\/strong> &#8211; entertainment discounts when you are disabled can help reduce your costs and make it more affordable for you and your family\n<ul class=\"wp-block-list\">\n<li><strong>National Trust and English Heritage<\/strong> provide free admission for carers and have accessible facilities for visitors with disabilities. Purpl members can save even more with our <a href=\"https:\/\/www.purpldiscounts.com\/brand\/english-heritage\">25% disabled discount for English Heritage membership.<\/a><\/li>\n\n\n\n<li><strong>Merlin<\/strong> offer free admission for carers with the <a href=\"https:\/\/www.purpldiscounts.com\/brand\/access-card\">Access Card<\/a> but also Purpl members can get exclusive disabled discounts at their attractions. Keep an eye on our <a href=\"https:\/\/www.purpldiscounts.com\/category\/days-out\">days out offer<\/a> page to find deals with Sea Life, Madame Tussauds, Alton Towers, Legoland Windsor and more.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>Check out our <a href=\"https:\/\/www.purpldiscounts.com\/category\/days-out\">Days Out discounts for disabled people<\/a> and save money on entertainment for you and your family<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where to Look for PIP Discounts and Other Discounts for Disabled People in the UK<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Websites like ours at Purpl are great for keeping track of new discounts. Bookmark us, and we\u2019ll keep you updated! Ensure you receive our disabled discount weekly roundup email or <a href=\"https:\/\/www.facebook.com\/groups\/702227934953872\">join our private members group on Facebook<\/a> to be the first to hear our latest offers.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits\"><strong>Benefits Available for Disabled Individuals<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Benefits can make a massive difference, helping cover the extra costs of living with a disability. Many people don&#8217;t realise they can still apply for some benefits even if they are working. It is really important to me that I help our community in every way I can, so bringing you relevant information that can help make life easier for you is part of the benefit of joining Purpl.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What Financial Help is Available for Disabled People?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PIP (Personal Independence Payment)<\/strong>: Covers extra costs caused by disability and remember it is not linked to income. <\/li>\n\n\n\n<li><strong>DLA (Disability Living Allowance):<\/strong> DLA is for children with disabilities or health conditions that require additional care or supervision.<\/li>\n\n\n\n<li><strong>ESA (Employment and Support Allowance)<\/strong>: Helps if you\u2019re unable to work or can only work reduced hours due to health conditions.<\/li>\n\n\n\n<li><strong>Universal Credit<\/strong>: If you and your family are on a low income, you may get extra support through this.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>You can work up to 16 hours a week and earn up to \u00a3183.50 per week whilst claiming ESA.<br>You can also do as many hours of voluntary work as you like.<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Apply for Disabled Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do your research first to check you are eligible to receive the benefit.<\/li>\n\n\n\n<li>Gather supporting evidence, like medical reports, before you start.<\/li>\n\n\n\n<li>Seek help from organisations like <a href=\"https:\/\/www.citizensadvice.org.uk\/\">Citizens Advice<\/a> if you\u2019re unsure how to proceed. <\/li>\n\n\n\n<li>Read our guides to help you (we will be adding more soon):\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.purpldiscounts.com\/blog\/what-is-pip-and-how-to-apply-for-it\">How to apply for Personal Independence Payment (PIP)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.purpldiscounts.com\/blog\/understanding-esa-how-to-apply\">How to apply for ESA<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"vat\"><strong>VAT Exemptions for Disabled People<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Did you know you could save on VAT for certain items and services? This is one of the simplest ways to cut costs on big purchases. Even Amazon states you can claim back VAT on medical items you have purchased, however, I have tried and failed so please let me know if you find success with them.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Eligible Items and Services<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There is a whole list of products that fit the criteria for VAT exemption so it is worth reviewing the <a href=\"https:\/\/www.gov.uk\/guidance\/vat-relief-on-certain-goods-if-you-have-a-disability\">Government website<\/a> to check whether the item you wish to purchase meets the criteria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is typically for products that will help you with your disability and most companies that sell these products will ask you to complete a VAT exemption form. This means they will exclude the VAT cost from your invoice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Examples of VAT Exemption Products:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Equipment like wheelchairs, stairlifts, and specialised furniture.<\/li>\n\n\n\n<li>Certain building work, like ramps or bathroom adaptations.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Claim VAT Exemption<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When purchasing, let the seller know you\u2019re eligible for VAT exemption and complete their form. It\u2019s quick and could save you a significant amount! Not every company will ask so best for you to know your rights so you don&#8217;t miss out. You can&#8217;t claim after the purchase so remember to ask.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/wp.purpldiscounts.com\/wp-content\/uploads\/2024\/12\/How-to-Save-Money-if-You-Live-with-a-Disability-in-the-UK-Image-2.png\" alt=\"Young woman with Down syndrome using a tablet, highlighting accessible financial tools.\" class=\"wp-image-1357\"\/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"banking\"><strong>Accessible Banking Services for Disabled Customers<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Managing your money should never feel inaccessible and these days most of us bank online however that doesn\u2019t work for some disabled people who struggle with the internet or accessibility online. Many UK banks offer tailored services to support disabled customers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Accessibility Options for Banking<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Physical Accessibility<\/strong>: Choose banks with step-free branches and hearing loops.<\/li>\n\n\n\n<li><strong>Specialist Services<\/strong>: Talking ATMs, braille statements, and online banking tools designed for accessibility.<\/li>\n\n\n\n<li><strong>Dedicated Support<\/strong>: Banks like Lloyds and Barclays often have teams trained to understand disability-related financial needs.<\/li>\n\n\n\n<li><strong>Named Person<\/strong>: This person can be approved by both you and your bank, to support you with managing your accounts <\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you ever feel your bank isn\u2019t meeting your needs, don\u2019t hesitate to speak up or switch to one that will. <a href=\"https:\/\/www.nationwide.co.uk\/help\/accessibility\/\">Nationwide<\/a> consistently ranks high for accessibility and customer support so worth checking out other options if your bank isn&#8217;t right for you.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"grants\"><strong>Understanding Disabled Facilities Grants<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Making your home more accessible doesn\u2019t have to break the bank, thanks to Disabled Facilities Grants (DFGs). The Grant is available to disabled people who meet the criteria. You will need to provide evidence of your disability. Please note that it is means tested unless you are receiving Universal Credit. You can read our expanded <a href=\"https:\/\/www.purpldiscounts.com\/blog\/making-home-life-easier-a-guide-to-disabled-facilities-grants-in-the-uk\">Disabled Facilities Grant article<\/a> for more information.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-tiktok wp-block-embed-tiktok\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@purpldiscounts\/video\/7445308252214070561\" data-video-id=\"7445308252214070561\" data-embed-from=\"oembed\" style=\"max-width:605px; min-width:325px;\"> <section> <a target=\"_blank\" title=\"@purpldiscounts\" href=\"https:\/\/www.tiktok.com\/@purpldiscounts?refer=embed\">@purpldiscounts<\/a> <p><a title=\"purpldiscounts\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/purpldiscounts?refer=embed\">#purpldiscounts<\/a> discounts for people with disabilities in the UK <a title=\"disabled\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabled?refer=embed\">#disabled<\/a> <a title=\"disability\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disability?refer=embed\">#disability<\/a> <a title=\"pip\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/pip?refer=embed\">#pip<\/a> <a title=\"dla\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/dla?refer=embed\">#dla<\/a> <a title=\"bluebadge\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/bluebadge?refer=embed\">#bluebadge<\/a> <a title=\"cea\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/cea?refer=embed\">#cea<\/a> <a title=\"accesscard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/accesscard?refer=embed\">#accesscard<\/a> <a title=\"disabledidcard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabledidcard?refer=embed\">#disabledidcard<\/a> <a title=\"didcard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/didcard?refer=embed\">#didcard<\/a> <a title=\"benefits\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/benefits?refer=embed\">#benefits<\/a> <a title=\"adhd\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/adhd?refer=embed\">#adhd<\/a> <a title=\"autism\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autism?refer=embed\">#autism<\/a> <a title=\"neurodivergent\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/neurodivergent?refer=embed\">#neurodivergent<\/a> <a title=\"hiddendisabilities\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/hiddendisabilities?refer=embed\">#hiddendisabilities<\/a> <a title=\"discounts\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/discounts?refer=embed\">#discounts<\/a> <a title=\"autoimmunedisease\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autoimmunedisease?refer=embed\">#autoimmunedisease<\/a> <a title=\"autoimmune\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autoimmune?refer=embed\">#autoimmune<\/a> <a title=\"disabledtiktok\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabledtiktok?refer=embed\">#disabledtiktok<\/a> <a title=\"disabilitytiktok\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabilitytiktok?refer=embed\">#disabilitytiktok<\/a> <a title=\"adp\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/adp?refer=embed\">#ADP<\/a>  <a title=\"cdp\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/cdp?refer=embed\">#CDP<\/a> <a title=\"attendanceallowance\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/attendanceallowance?refer=embed\">#attendanceallowance<\/a> <a title=\"accesstowork\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/accesstowork?refer=embed\">#accesstowork<\/a> <a title=\"sen\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/sen?refer=embed\">#sen<\/a> <a title=\"senmum\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/senmum?refer=embed\">#senmum<\/a> <a title=\"sendad\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/sendad?refer=embed\">#sendad<\/a> <a title=\"senparentsoftiktok\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/senparentsoftiktok?refer=embed\">#senparentsoftiktok<\/a> <\/p> <a target=\"_blank\" title=\"\u266c original sound - purpldiscounts\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7445308290550385441?refer=embed\">\u266c original sound &#8211; purpldiscounts<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is a Disabled Facilities Grant?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Effectively they are a grant to help fund adaptations like installing stairlifts, widening doorways, or creating a wet room. These changes can significantly improve your quality of life. <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em>You could get a grant of up to \u00a330,000 to modify or adapt your home to suit your accessibility requirements.<\/em><\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Apply for a Disabled Grant<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Read the <a href=\"https:\/\/www.gov.uk\/disabled-facilities-grants\">Government website<\/a> first so you understand how it works and whether you are eligible<\/li>\n\n\n\n<li>Contact your local council to request an assessment.<\/li>\n\n\n\n<li>An occupational therapist will visit to determine what you need.<\/li>\n\n\n\n<li>Submit an application, including quotes for the work.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">You can also use our <a href=\"https:\/\/www.purpldiscounts.com\/grants-search\">Purpl Grant Finder<\/a> powered by Turn2us. You could be missing out on money which you never have to pay back. <a href=\"http:\/\/turn2us.org.uk\">Turn2us<\/a> is a national charity offering information and practical support to people facing financial insecurity.\u00a0<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"warm\"><strong>Warm Home Discount Scheme Eligibility<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I know how difficult it can be to manage your body temperature when living with a disability and for me, my body doesn&#8217;t cope well if it&#8217;s too cold but also it doesn&#8217;t work well if it gets overheated. Therefore layering up doesn&#8217;t always work. Energy prices have been soaring for years now and it can be really worrying for many disabled people. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is the Warm Home Discount Scheme?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Warm Homed Discount is a government scheme that offers a one-off discount on electricity bills for low-income or vulnerable households. Please note that eligibility varies between England, Scotland and Wales. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can I get the Warm Home Discount if I receive PIP?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Receiving PIP or DLA does not automatically qualify you to receive the Warm Home Discount Scheme. If your household has a low income but has high energy costs you may qualify. It is determined by specific means-tested benefits and property characteristics. If you receive the Guarantee Credit element of Pension Credit you will automatically qualify.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/wp.purpldiscounts.com\/wp-content\/uploads\/2024\/12\/How-to-Save-Money-if-You-Live-with-a-Disability-in-the-UK-Image-3.png\" alt=\"Elderly woman counting coins at a table, reflecting pension-saving tips for disabled individuals.\" class=\"wp-image-1358\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Apply for the Warm Home Discount Scheme?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most households who are eligible will receive the discount automatically. The Department for Work and Pensions (DWP) identifies individuals who are eligible and notifies them between October and January. The discount is then applied by the end of March.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if you live in Scotland and do not receive the Guarantee Credit element of Pension Credit, you need to apply directly to your energy supplier. Applications are typically accepted on a first-come, first-served basis due to limited availability so if you are eligible apply as soon as you can.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"car\"><strong>Car Tax Savings for Disabled People<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you live with mobility disabilities you often have no choice but to drive to places, like me, I am sure many of us would swap our disability to not get these benefits and be able to walk in a heartbeat. However, the reality is that we do have these challenges and the government put schemes like this in place to help make life a little easier for us. You can also read our expanded article on <a href=\"https:\/\/www.purpldiscounts.com\/blog\/understanding-car-tax-discounts-for-disabled-people-in-the-uk\">Car Tax Exemptions for disabled people in the UK.<\/a><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-tiktok wp-block-embed-tiktok\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@purpldiscounts\/video\/7440164420203990305\" data-video-id=\"7440164420203990305\" data-embed-from=\"oembed\" style=\"max-width:605px; min-width:325px;\"> <section> <a target=\"_blank\" title=\"@purpldiscounts\" href=\"https:\/\/www.tiktok.com\/@purpldiscounts?refer=embed\">@purpldiscounts<\/a> <p><a title=\"purpldiscounts\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/purpldiscounts?refer=embed\">#purpldiscounts<\/a> discounts for people with disabilities in the UK <a title=\"disabled\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabled?refer=embed\">#disabled<\/a> <a title=\"disability\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disability?refer=embed\">#disability<\/a> <a title=\"pip\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/pip?refer=embed\">#pip<\/a> <a title=\"dla\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/dla?refer=embed\">#dla<\/a> <a title=\"bluebadge\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/bluebadge?refer=embed\">#bluebadge<\/a> <a title=\"cea\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/cea?refer=embed\">#cea<\/a> <a title=\"accesscard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/accesscard?refer=embed\">#accesscard<\/a> <a title=\"disabledidcard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabledidcard?refer=embed\">#disabledidcard<\/a> <a title=\"didcard\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/didcard?refer=embed\">#didcard<\/a> <a title=\"benefits\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/benefits?refer=embed\">#benefits<\/a> <a title=\"adhd\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/adhd?refer=embed\">#adhd<\/a> <a title=\"autism\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autism?refer=embed\">#autism<\/a> <a title=\"neurodivergent\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/neurodivergent?refer=embed\">#neurodivergent<\/a> <a title=\"hiddendisabilities\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/hiddendisabilities?refer=embed\">#hiddendisabilities<\/a> <a title=\"discounts\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/discounts?refer=embed\">#discounts<\/a> <a title=\"autoimmunedisease\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autoimmunedisease?refer=embed\">#autoimmunedisease<\/a> <a title=\"autoimmune\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/autoimmune?refer=embed\">#autoimmune<\/a> <a title=\"disabledtiktok\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabledtiktok?refer=embed\">#disabledtiktok<\/a> <a title=\"disabilitytiktok\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/disabilitytiktok?refer=embed\">#disabilitytiktok<\/a> <a title=\"adp\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/adp?refer=embed\">#ADP<\/a>  <a title=\"cdp\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/cdp?refer=embed\">#CDP<\/a> <a title=\"attendanceallowance\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/attendanceallowance?refer=embed\">#attendanceallowance<\/a> <a title=\"accesstowork\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/accesstowork?refer=embed\">#accesstowork<\/a><\/p> <a target=\"_blank\" title=\"\u266c original sound - purpldiscounts\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7440164498469882657?refer=embed\">\u266c original sound &#8211; purpldiscounts<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who is Entitled to Free Car Tax?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Disabled people who receive the following disability benefits will be able to get full exemption from paying car tax:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enhanced rate of mobility for PIP<\/li>\n\n\n\n<li>Higher rate of mobility for DLA<\/li>\n\n\n\n<li>Enhanced rate mobility component for Scottish Adult living payment ADP<\/li>\n\n\n\n<li>War pensioners mobility supplement<\/li>\n\n\n\n<li>Armed forced independence payment<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to get Car Tax Reduction on the Standard Rate of PIP or DLA<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You may also be eligible for a 50% car tax reduction if you received the standard rate of mobility component. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Applying for Car Tax Exemptions<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are buying a new car:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For the full car tax exemption &#8211; you will need to provide your certificate of entitlement (your PIP or DLA Award letter) to the dealership&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For used cars:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For full exemption &#8211; visit your local post office that manages vehicle tax with your disability benefit award letter and your vehicle registration certificate. For those in Northern Ireland you will also need to show your car insurance certificate.<\/li>\n\n\n\n<li>For 50% reduction &#8211; you will need to complete a V10 form and send it to othe DVLA with your disability award evidence, your vehicle log book (V5C) and a cheque to pay for the 50% due. For those in Northern Ireland you will also need to show your car insurance certificate.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If your child is disabled you&nbsp;can apply for a <strong>vehicle tax exemption<\/strong> or <strong>reduction<\/strong> as long as the vehicle is used for the child\u2019s personal needs. The vehicle must be registered either in the child\u2019s name or in the name of the parent or guardian who drives it on their behalf.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Important Considerations<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The vehicle must be registered in the name of the disabled person or their nominated driver and used solely for the disabled person&#8217;s personal needs.<\/li>\n\n\n\n<li>If you change vehicles, you&#8217;ll need to reapply for the exemption or reduction.<\/li>\n\n\n\n<li>Blue Badge holders are not automatically entitled to vehicle tax exemptions; eligibility depends on the specific benefits received.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"motability\"><strong>Everything You Need to Know About the Motability Scheme<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Transport independence is so important, and the Motability Scheme makes it more affordable for disabled people to lease vehicles. There are a wide range of vehicles, I didn&#8217;t apply for ages as I thought it was all disabled adapted vehicles but that&#8217;s not true. You can choose from a wide range of cars including dealers like Honda and BMW.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you receive enhanced rate of mobility with PIP or the higher rate of mobility with DLA then you can trade the mobility element of your disability benefit payment for a car which also covers everything except the cost of fuel. <strong>Please note:<\/strong> you will lose the mobility component of your PIP payment or your DLA payment. You will also have to pay an upfront payment for some cars on the scheme.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/wp.purpldiscounts.com\/wp-content\/uploads\/2024\/12\/How-to-Save-Money-if-You-Live-with-a-Disability-in-the-UK-Image-4.png\" alt=\"A woman in a wheelchair being assisted into a car, representing mobility and transportation savings.\" class=\"wp-image-1359\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is Included with a Motability Car?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The all-inclusive package is designed to simplify mobility for disabled people in the UK, allowing them to enjoy the freedom of driving without the associated stresses of vehicle ownership.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Brand New Vehicle<\/strong>: you can choose from a wide range of cars, Wheelchair Accessible Vehicles (WAVs), scooters, or even powered wheelchairs to suit your needs.<br><\/li>\n\n\n\n<li><strong>Insurance Coverag<\/strong>e: your car will include comprehensive car insurance for up to three named drivers, ensuring flexibility for those who may need assistance with driving. Some cars allow under 21&#8217;s to drive as well.<br><\/li>\n\n\n\n<li><strong>Servicing and Maintenance<\/strong>: regular servicing and maintenance to help keep the car in optimal condition without additional costs.<br><\/li>\n\n\n\n<li><strong>Breakdown Assistance<\/strong>: you will receive 24\/7 breakdown cover from the RAC, giving you peace of mind during any journey.<br><\/li>\n\n\n\n<li><strong>Annual Road Tax<\/strong>: your Motability car will come with annual road tax so you don&#8217;t need to do anything.<br><\/li>\n\n\n\n<li><strong>Tyre and Windscreen Repair\/Replacement<\/strong>: you can get your tyre replaced through Kwik Fit as well as getting any windscreen repairs or replacements.<br><\/li>\n\n\n\n<li><strong>Adaptations<\/strong>: if you require any vehicle adaptations, most are available at no extra cost which means the car can be modified to your specific requirements.<br><\/li>\n\n\n\n<li><strong>Mileage Allowance<\/strong>: you will receive a generous mileage allowance of 60,000 miles over three years for standard cars, and 100,000 miles for WAVs.<br><\/li>\n\n\n\n<li><strong>MOTs<\/strong>: If you happen to keep the car longer than three years, the cost of MOT tests is covered, ensuring the vehicle meets road safety standards.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Apply for a Motability Vehicle?<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Check your eligibility (e.g. receiving PIP or DLA mobility components). It only applies to those on the enhanced or higher rates.<\/li>\n\n\n\n<li>Visit the <a href=\"https:\/\/www.motability.co.uk\/\">Motability website<\/a> to explore your options.<\/li>\n\n\n\n<li>Work with a local dealer to complete your application.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Additional Information about Motability<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In 2022 the Motability Scheme introduced a <strong>New Vehicle Payment (NVP)<\/strong> for Motability customers. This was a one-off \u00a3750 payment to help customers the rising costs of new vehicles. It was meant to end on 31st December 2024, however, the deadline has been extended to <strong>3rd January 2025<\/strong>. The scheme is ending because the conditions impacting the high costs have reduced and stabilised. So, it&#8217;s your final chance to benefit from the extra \u00a3750 which could cover the upfront payment for your Motability vehicle.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>Save \u00a3750 on the cost of a new vehicle with Motability if you order by 3rd January 2025<\/p><cite><strong>Georgina&#8217;s Top Disability Savings Tips<\/strong><\/cite><\/blockquote><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"freeresources\"><strong>Free Resources and Services for Disabled People in the UK<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free Mobility Aids<\/strong>: you may be able to get some mobility aids for free through the NHS, they can provide walking sticks, zimmer frames and wheelchairs. You may need to pay a deposit. If you cannot afford to purchase your own it is recommended that you speak to your GP, physiotherapist or hospital staff who will be able to help you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.redcross.org.uk\/get-help\/hire-a-wheelchair\">Red Cross also offers a low cost rental scheme for wheelchairs<\/a>, so it might also be worth speaking to them if you can&#8217;t get help through the NHS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free Support Services<\/strong>: disabled people can get free support, advice, counselling and access to mental health resources through a number of helplines such as <a href=\"https:\/\/www.mind.org.uk\/information-support\/helplines\/\">Mind<\/a> or <a href=\"https:\/\/www.scope.org.uk\/helpline\">Scope UK<\/a>. You are not alone, if you are struggling please take advantage of these free services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free Equipment or Technology<\/strong>: some disabled people will be able to get access to for free adaptive technology or devices. You may be able to apply for a grant that can provide things like hearing aids, screen readers and other assistive devices. There are many grants available via charities, our guide gives you advice on <a href=\"https:\/\/www.purpldiscounts.com\/blog\/how-to-apply-for-a-charitable-grant-for-disabled-people\">how to find a charity grant<\/a> to meet your needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also get free tech support if you are disabled through <a href=\"https:\/\/abilitynet.org.uk\/free-tech-support-and-info\">AbilityNet<\/a>&nbsp;a UK charity who is focused on making the digital world accessible to all. They have over 450 volunteers who can come to your home or help you over the phone.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free Travel Options<\/strong>: there are lots of free and reduced cost travel options for disabled people in the UK, depending on your requirements you can apply for a <a href=\"https:\/\/www.purpldiscounts.com\/blog\/how-to-apply-for-a-disabled-bus-pass-and-enjoy-the-benefits-of-accessible-travel\">disabled persons bus pass<\/a> through your local council. In some areas you may be able to get a free taxi card if using public transport is particularly difficult for you. We have a number of Purpl trusted guides to help you understand what&#8217;s available and how to apply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Free Prescription Programs<\/strong>: the NHS offers free prescriptions for some disabled people dependent on their disability. Your GP will be able to help you understand if you are eligible. Some groups are automatically entitled to free NHS prescriptions whilst others can apply for a Medical Exemption certificate that entitle them to free NHS prescriptions. Disabilities included are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a permanent fistula (for example, caecostomy, colostomy, laryngostomy or ileostomy) which needs continuous surgical dressing or an appliance<\/li>\n\n\n\n<li>a form of hypoadrenalism (for example, Addison\u2019s Disease) for which specific substitution therapy is essential<\/li>\n\n\n\n<li>diabetes insipidus and other forms of hypopituitarism<\/li>\n\n\n\n<li>diabetes mellitus, except where treatment is by diet alone<\/li>\n\n\n\n<li>hypoparathyroidism<\/li>\n\n\n\n<li>myasthenia gravis<\/li>\n\n\n\n<li>myxoedema (that is, hypothyroidism which needs thyroid hormone replacement)<\/li>\n\n\n\n<li>epilepsy which needs continuous anticonvulsive therapy<\/li>\n\n\n\n<li>a continuing physical disability which means you cannot go out without the help of another person<\/li>\n\n\n\n<li>cancer and are undergoing treatment for either:\n<ul class=\"wp-block-list\">\n<li>cancer<\/li>\n\n\n\n<li>the effects of cancer<\/li>\n\n\n\n<li>the effects of cancer treatment<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Let\u2019s Make Saving Easier<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I started Purpl because I know how overwhelming it can feel to stretch a budget while navigating the extra costs of living with a disability. My goal is to make saving simpler by connecting you with discounts, resources, and practical advice tailored to help you and your family.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There\u2019s so much out there to help you, from benefits and grants to discounts and exemptions. Take the time to explore your options, and don\u2019t be afraid to ask for help when you need it. Follow me on <a href=\"https:\/\/www.tiktok.com\/@purpldiscounts\">Tiktok<\/a> where I post regular money saving tips for disabled people.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I get Free Car Tax if My Child is Disabled? <\/summary>\n<p class=\"wp-block-paragraph\">Yes, as long as they receive DLA with the higher rate of mobility. The nominated parent must be the owner of the vehicle and the vehicle must be used to drive the child to and from places.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I Work and Still Receive Personal Independence Payments?<\/summary>\n<p class=\"wp-block-paragraph\">Yes, Personal Independence Payments have nothing to do with whether you work and the process doesn&#8217;t involve means testing.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I Have to Pay Back the Disabled Grant for Home Improvements?<\/summary>\n<p class=\"wp-block-paragraph\">If your grant is less than \u00a35,000 there is normally no repayment required. For grants over \u00a35000 your council may impose a condition that if you sell or transfer ownership of the property within 10 years then you may have to pay back the grant. There is a cap so you won&#8217;t have to pay back more than \u00a310,000.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Related Articles for Disabled Benefits and Savings<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.purpldiscounts.com\/blog\/pip-discounts-and-freebies-2024-maximise-savings-with-your-pip-benefits\">PIP Discounts and Freebies 2024<\/a><\/strong><br><a href=\"https:\/\/www.purpldiscounts.com\/blog\/save-big-on-household-bills-with-uw\"><strong>Save on Household Bills with UW<\/strong><\/a><br><a href=\"https:\/\/www.purpldiscounts.com\/blog\/access-cards-how-to-apply-and-why-they-help-disabled-people\"><strong>Access Card: How to Apply and Why It Helps Disabled People<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Purpl is committed to always giving our community the best information to help navigate your disabled life.<\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>From PIP discounts to Blue Badge discounts and disability discount cards, here\u2019s everything you need to know to maximise your savings and find the best discounts for disabled adults.<\/p>\n","protected":false},"author":3,"featured_media":1360,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[12,3],"tags":[],"class_list":["post-1354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-articles","category-guides-and-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - 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